Overlay vs Split

When an area runs low on available numbers, regulators and industry planning introduce relief. Overlays and splits are the two most common approaches.

Why new area codes are needed

Each area code has a finite set of assignable phone number blocks. As demand grows, an NPA can approach exhaustion and require a relief plan to introduce additional numbering resources.

If you’re looking for background on how the numbering plan is structured, see How Area Codes Work.

Area code split

A split divides a geographic area into separate regions. One region keeps the original area code, while the other region(s) receive a new area code.

  • People and businesses in the newly-created region may need to change their area code.
  • Dialing patterns might change, but 10-digit dialing is not automatically required solely because a split occurred.
Example scenario: A metro area grows, so the western portion keeps the existing NPA while the eastern portion receives a new NPA. Customers in the eastern portion update printed materials, contact lists, and business listings.

Area code overlay

An overlay introduces an additional area code to the same geographic region. Existing phone numbers typically keep their current area code; new phone numbers may be assigned the new overlay code.

  • Existing numbers usually do not change.
  • 10-digit dialing is commonly required for all local calls, because multiple NPAs now serve the same area.

Comparison table

FeatureSplitOverlay
Do existing numbers change?Some do (in the new region)Typically no
Geographic boundariesDivides the regionSame region, multiple NPAs
Dialing impactMay vary by regionOften requires 10-digit dialing
Customer disruptionHigher (some numbers change)Lower (numbers usually stay)

Impact on consumers

If a split occurs, affected customers may need to update contact information and printed materials. If an overlay occurs, the primary change most people notice is 10-digit dialing for local calls.

Regardless of the approach, official announcements and dialing guidance come from local regulators and service providers.

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