Area Code 574

Indiana

Geographic Coverage

State

IN

Major Cities

  • South Bend
  • Elkhart
  • Mishawaka
  • Goshen
  • Granger
  • Logansport
  • Warsaw
  • Plymouth
  • Nappanee
  • Notre Dame
  • Dunlap
  • Rochester
  • Monticello
  • Winona Lake
  • Bremen
  • Simonton Lake
  • Knox
  • Middlebury
  • Syracuse
  • Osceola
  • Wakarusa
  • Winamac
  • New Carlisle
  • Flora

and 77 more cities

Time Zone

  • Eastern Time (ET)

Current Time

Eastern Time (ET)
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Area Code 574 geographic coverage map

Demographics & Economics

Total Population
1,105,920
Population Density
140 people/sq mi
above U.S. average (U.S.: 94 people/sq mi)
Median Household Income
$64,885
below U.S. median (U.S.: $78,538)
Poverty Rate
12.5%
near U.S. average (U.S.: 12.4%)
Unemployment Rate
4.0%
below U.S. average (U.S.: 5.2%)
Education Attainment
Bachelor's Degree+
22.9%
below U.S. average (U.S.: 35.0%)
High School or Lower
41.7%

Statistics are population-weighted aggregations from Census ACS 5-year estimates.See Sources for details.

Split Area Code

This area code was created by splitting an existing area code into separate geographic regions. When a split occurs, some customers in the original area code region are assigned the new area code.

This area code was split from area code 219.

In service since: 15-Jan-2002

Learn more about overlay and split area codes →

Call Context

High-volume metropolitan area

This area code covers multiple cities and communities across a broad region in Indiana. It was created as a geographic split from area code 219, dividing the original territory into separate numbering regions.

County Coverage

Population-weighted county share based on aggregated ZCTA population (100% = total mapped population for area code 574).

CountyPopulationShare
St. Joseph, IN332,93730.1%
Elkhart, IN267,32524.2%
Kosciusko, IN104,8339.5%
Marshall, IN76,5416.9%
Starke, IN62,9395.7%
Carroll, IN54,1064.9%
Fulton, IN38,5923.5%
Cass, IN37,8073.4%
Pulaski, IN37,6093.4%
White, IN26,6682.4%
LaPorte, IN19,9921.8%
LaGrange, IN17,7061.6%
Noble, IN9,5850.9%
Miami, IN8,1370.7%
Howard, IN6,0250.5%
Whitley, IN5,1180.5%

Nearby Area Codes

Area codes geographically closest to 574.

Frequently Asked Questions

Common questions about area code 574 and how phone numbering works.

Phone numbers are assigned based on where the number was originally provisioned, not the caller's current location. Mobile phones retain their number when users move, and businesses may use numbers from regions where they don't have a physical presence. VoIP services can also provision numbers from virtually any area code.

Yes, mobile phones can have numbers from any area code in the region they were activated. Wireless carriers assign numbers from available pools regardless of phone type. When users change carriers or move to new areas, they typically keep their original number, which may have a different area code than their current location.

Start by looking up the area code on this site to understand its general geographic region. For the specific number, options include using your carrier's caller ID features or checking public directories. If you suspect fraud, you can report it to the FTC. To file a complaint about robocalls or spoofed numbers, visit the FCC Consumer Complaint Center. You can also register your number with the National Do Not Call Registry to reduce unwanted calls. Keep in mind that caller ID can display any name the caller chooses to set.

Area codes are sometimes "split" when an existing code runs out of available number combinations. In a split, the original territory is divided geographically, with each portion receiving its own area code. This differs from an overlay, where multiple codes share the same territory. See our guide on splits and overlays for details.

While Lincoln is a prominent city in this area code's coverage, the code serves the broader surrounding region as well. Area codes are assigned geographically and typically cover multiple cities, towns, and communities beyond any single anchor city.