Area Code 989

Michigan

Area code 989 serves Michigan, primarily Saginaw, in the Eastern Time (ET) time zone. It was created from a split of area code 517.

Split Area Code

This area code was created by splitting an existing area code into separate geographic regions. When a split occurs, some customers in the original area code region are assigned the new area code.

This area code was split from area code 517 (Lansing).

In service since: 07-Apr-2001

Learn more about overlay and split area codes →

Demographics & Economics

Total Population: 1,595,188
Population Density: 68 people/sq mi
below U.S. average (U.S.: 93 people/sq mi)
Median Household Income: $59,074
below U.S. median (U.S.: $75,144)
Poverty Rate: 14.9%
above U.S. average (U.S.: 11.5%)
Unemployment Rate: 5.8%
above U.S. average (U.S.: 3.6%)
Education Attainment: Bachelor's Degree+
22.4%
below U.S. average (U.S.: 33.7%)
High School or Lower
37.1%

Statistics are population-weighted aggregations from Census ACS 5-year estimates. Population figures are approximate — see Sources & Methodology for details on how area code populations are derived.

See how this area code compares to all US area codes in the Statistics dashboard.

Time Zone

Eastern Time (ET)

NANPA Relief Status

According to the latest NANPA analysis (July 2026), this area code is not currently listed as exhausting within the next 36 months. No relief planning is in progress for this NPA.

Source: NANPA NPA Relief Planning Reports · See all relief planning statuses

Current Time

Eastern Time (ET)

Prefix Utilization

Geographic Coverage

State

Major Cities

Saginaw
Midland
Bay City
Mount Pleasant
Owosso
Alpena
Alma
St. Johns
Freeland
Shields
St. Louis
Bridgeport
Buena Vista
Houghton Lake
Frankenmuth
Gaylord
Caro
Durand
Essexville
Clare
Gladwin
Corunna
Bad Axe
St. Helen

and 117 more cities

Area Code 989 geographic coverage map (light mode)

History

Area code 989 was created from a split of area code 517. It was introduced in 2001 as part of a geographic division to provide additional numbering resources.

Demographics

The estimated population served by area code 989 is approximately 1,595,188. The population density is 68 people per square mile, which is lower than the national average of 93. The median household income is $59,074, which is lower than the national median of $75,144. Approximately 22.4% of adults hold a bachelor's degree or higher, compared to the national rate of 33.7%. This rate is lower than the national average. The poverty rate stands at 14.9%, which is higher than the national rate of 11.5%.

County Coverage

Population-weighted county share based on aggregated ZCTA population (100% = total mapped population for area code 989).

County	Population	Share
Saginaw, MI	223,323	14.0%
Midland, MI	179,175	11.2%
Bay, MI	172,700	10.8%
Isabella, MI	108,112	6.8%
Gratiot, MI	84,937	5.3%
Tuscola, MI	82,011	5.1%
Shiawassee, MI	66,121	4.1%
Clare, MI	58,553	3.7%
Montcalm, MI	44,489	2.8%
Ogemaw, MI	44,426	2.8%
Roscommon, MI	42,223	2.6%
Otsego, MI	40,078	2.5%
Huron, MI	39,806	2.5%
Gladwin, MI	37,928	2.4%
Presque Isle, MI	36,808	2.3%
Alpena, MI	35,366	2.2%
Clinton, MI	34,225	2.1%
Arenac, MI	32,342	2.0%
Iosco, MI	30,397	1.9%
Genesee, MI	29,109	1.8%
Alcona, MI	26,129	1.6%
Crawford, MI	25,112	1.6%
Sanilac, MI	19,622	1.2%
Mecosta, MI	19,005	1.2%
Lapeer, MI	14,076	0.9%
Oscoda, MI	14,049	0.9%
Montmorency, MI	13,473	0.8%
Ionia, MI	10,954	0.7%
Kalkaska, MI	9,599	0.6%
Missaukee, MI	7,922	0.5%
Cheboygan, MI	6,205	0.4%
Osceola, MI	4,995	0.3%
Charlevoix, MI	1,918	0.1%